Mortgage Monkey

OR# ML-2912
WA#510-LO-35626

Buying a home is the biggest investment most of my clients will ever make so it's important to make the most of it! The basic question about refinancing is: "Does it make sense for me?"

That's what I'm here for. I eat, sleep, and breathe mortgages. Getting the right advice is worth every penny! I understand your unique situation and believe in taking a look at your ENTIRE financial picture to determine the best way to achieve your goals.

After being in your home for a year, two years or more with a couple of years of good mortgage history on your credit a whole new world opens up for you, and it's time to review your home financing. If

only we could all have a trust fund? So, when most people buy their first home, cash is tight and they are simply trying to get their foot in the door. There are many great loans for first time homebuyers, but I don't think it's any secret that it gets easier the next time.

After being in your home for a year, two years or more, you have built up some equity; your income has increased; and you've had a couple of years of good mortgage history on your credit. A whole new world opens up for you, and it's time to review your home financing. Sometimes that means looking at your debts. Carrying your debt wisely can save you thousands of dollars and help you avoid going further in debt. Sometimes that means making an investment in your home. Using your equity to finance improvements can really payoff in the future value of your home.

The best advice I can give anyone is to give me a call if you ever have any financing questions. I get tons of offers in the mail everyday too. Fortunately, I know how to read between the lines. Feel free to drop me a line or give me a call with any questions that you have. That's what I'm here for.