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OR# ML-2912
WA#510-LO-35626
Complicated Credit
If it's one thing I've learned in this business - Bad things do happen to good people! Everyone always thinks their credit is going to be the worst I've ever seen - trust me, I've seen worse! You're not alone and you shouldn't put your dreams on hold because of something that has happened to you in your past. If you have filed for bankruptcy or have some challenges, the best thing you can do is sit down with me so I can help you achieve your goals.

I have some very strong beliefs in this area:
  • First, your credit score says nothing about the content of your character. Everyone has gone through difficult times in their lives, and things happen. The secret is to not let your challenges of the past determine your future.

  • Second, it's vital to know what is important to focus on and what's not. Years of working with challenges has given me the knowledge to guide you on what is going to help you get the best loan. And that's the bottom line.

  • Finally, the best thing you can do is get started now. The biggest mistake I see is when people stick their heads in the sand and hope things will go away. Even if you just filed bankruptcy, there are steps you should be taking now. I don't care if you don't plan on buying a house for a year, two years, or more. The sooner that we can meet and begin working together, the better your financial future will be. I don't charge anything for my time, until your loan closes, so let's get together.
I believe this issue is so important that I made this specific page on my website for it. Credit is playing a bigger role than ever not just in mortgages, but everywhere from insurance rates to having access to credit. I have helped hundreds of people improve their credit and I the sooner you contact me - the sooner we can start working on yours.